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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Open a Deposit Account

Apply online for your new deposit account below.

Items you will need:

Identification

  • Social Security Number
  • One valid proof of identification. These ID types are accepted:
    • Driver's License
    • State ID
    • Passport

Address

  • You must provide documentation showing your name and address in the form of:
    • Utility Bill
    • Statement
    • USPS Change of Address

Contact Info

  • Active Cell Phone Number
  • Valid and current Email Address

Fund Account

  • Transfer from another bank
    • If you are a new customer, the fastest option is to select "transfer from another bank"
  • Fund Later
    • Existing customers can fund your new account with a transfer from your checking or savings account using online banking or our mobile app. You can also fund your new account with us via cash, check, and money order in the bank.
    • You must fund your new account within 10 business days. Please note: If your account is approved and not funded within 10 business days it will be closed.

Take a look at our Deposit Account Comparison Chart for a side by side view.

Apply Online:

To speed up the application process, log in to your existing Online Banking account and select ⊕ Open a New Account. This is located at the bottom of your list of existing accounts.

Are you an existing Online Banking Customer?

Yes, Log InNo

Deposit Accounts Comparison Chart

ProductSimple Checking

Silver Checking

Interest Checking

Investor SavingsMinor Savings
Description

Banking made simple with a checking account with no monthly fees for customers under age 55.

This account features all of the same great benefits of our simple checking account for customers over 55 years old.

Interest earning checking account.

Interest earning savings account for customers over 17 years of age.

 Interest earning savings account for customers age 17 years and under.
Minimum to Open $100 $100 $500 $100  $10
Interest Bearing No No Variable Rate Variable Rate Variable Rate

Monthly Fee

None

None

None

None

 None

Minimum Balance

$0

$0

$500

$100

 $0

Activity Fees

None

None

$10.00 if account falls below minimum balance

$2.00 if account falls below minimum balance.

 None

Features

  • Direct Deposit
  • Debit Card
  • Online Banking
  • Zelle®
  • BillPay
  • Account to Account Transfers
  • Overdraft Protection **
  • Direct Deposit
  • Debit Card
  • Online Banking
  • Zelle®
  • BillPay
  • Account to Account Transfers
  • Overdraft Protection **
  • Direct Deposit
  • Debit Card
  • Online Banking
  • Zelle®
  • BillPay
  • Account to Account Transfers
  • Overdraft Protection **
  • Interest compounded daily 
  • Direct Deposit
  • Online Banking

 

 

 

 

 

  • Interest compounded daily
  • Direct Deposit
  • Online Banking

 

 

 

 

 

Bill Pay is not available to anyone under the age of 18.

**Apply for Overdraft Protection line of credit. We will automatically deposit money into your checking account up to your credit limit. Credit application and approval required.

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Questions?

We are here to help you!

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Important Info

To report Suspicious Activity or a Lost/Stolen Debit Card, please call our Support Center.

Business Hours: 507-526-3241
After Hours: 800-472-3272

Routing Number: 091201915