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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking & Savings Accounts

We offer Checking and Savings accounts to meet your needs. 

Apply for Deposit Account Online

 

Checking Account Options

Simple Checking

Checking account for adults under 55 years of age.

Account Features Include

  • Minimum opening balance $100
  • No minimum balance required
  • No service fees
  • No interest earned
  • Unlimited check writing
  • Direct deposit
  • Debit Card
  • Online Banking
  • BillPay
  • Zelle®
  • Overdraft Protection**

**Apply for Overdraft Protection line of credit. We will automatically deposit money into your checking account up to your credit limit. Credit application and approval required.

Silver Checking

Checking account for adults over 55 years of age.

Account Features Include

  • Minimum opening balance $100
  • No minimum balance required
  • No service fees
  • No interest earned
  • Unlimited check writing
  • Direct deposit
  • Debit Card
  • Online Banking
  • BillPay
  • Zelle®
  • Overdraft Protection **

**Apply for Overdraft Protection line of credit. We will automatically deposit money into your checking account up to your credit limit. Credit application and approval required.

Interest Checking

Interest earning checking account.

Account Features Include

  • Minimum opening balance $500
  • Minimum daily balance $500
  • $10.00 service fee is account falls below minimum balance
  • Variable interest earned
  • Unlimited check writing
  • Direct deposit
  • Debit Card
  • Online Banking
  • BillPay
  • Zelle®
  • Overdraft Protection **

**Apply for Overdraft Protection line of credit. We will automatically deposit money into your checking account up to your credit limit. Credit application and approval required.

Savings Account Options

Investors Savings Account

Interest earning account for adults over 17 years of age

Account Features Include

  • Minimum opening balance $100
  • Minimum balance $100
  • No monthly service charge if balance stays above minimum. $2.00 if balance falls below minimum.
  • Variable interest rate earned
  • Direct Deposit
  • Online Banking
  • Interest compounded daily
  • Minimum balance is calculated by using Average Daily Balance

Minor / Bucs Savings Account

Interest earning account for minors 17 years of age or younger

Account Features Include

  • No minimum balance
  • No monthly service charge
  • Variable interest rate earned
  • $10 to open account
  • Interest compounded daily
  • Direct Deposit
  • Online Banking

Apply for Deposit Account Online

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Questions?

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Important Info

To report Suspicious Activity or a Lost/Stolen Debit Card, please call our Support Center.

Business Hours: 507-526-3241
After Hours: 800-472-3272

Routing Number: 091201915